All countries covered by regulatory licenses, except for Kenya, Vietnam, Bangladesh, Madagascar, Egypt, Malaysia, UAE , Indonesia, Thailand, Pakistan, Sri Lanka, Afghanistan, American Samoa, Australia, Belarus, Bermuda, Bosnia and Herzegovina, Botswana, Central African Republic, mainland China, Democratic Republic of the Congo, Eritrea, Guinea-Bissau, Lebanon, Libya, Montenegro, North Korea, Sierra Leone, Singapore, and/or as per the discretion of the Company.